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Competitive mortgages & protection insurance – Mortgages and life insurance protection

Buildings & Contents Insurance


Life & Critical Illness Insurance


Residential & Commercial Mortgages


Mortgages and Protection for you and your family

We are a trusted, experienced Insurance and Mortgage broker based in Yorkshire, with over 30 years experience. It is our job to understand the lenders and insurers products and criteria so we can then match them to our clients needs. This ensures our clients gain the best solution to meet their circumstances and requirements.
With access to the whole of market which includes 100’s of different lenders and insurers we know how to get our clients what they need.

We only work with reputable lenders and insurers so you can be sure you will receive the best solution possible.

We are a small dedicated and competitive team so you don’t have to deal with a myriad of companies, simply advise us what you need and we source it for you.

We think it’s important, up front, to advise you that unlike going direct to a bank or insurer who can only provide their products, we can provide you with options for the whole of the market. This means we compare the market and lenders so you don’t have to, hence you can rest assured we provide you with options based on your needs, not ours.
We understand that it is important we provide competitive services based on the products and the market, so we regularly compare across the market place and provide an individual and personal service, so why now join our many happy customers:

Helen M from Harrogate “it was a simple process to get life insurance for me and my husband, Stuart James Financial is a professional, knowledgeable and friendly business who do all the hard work to make sure we got the right solution for our family”

Laura C from Harrogate “we would highly recommend Stuart James Financial, we have told all of our friends and family about them, finally an insurance broker we can trust to provide the right service”

Les from Greenford saved £250 on his home insurance compared to quotes he had from other companies.

Ricky from Ripon saved thousands on his mortgage and then came back to re-mortgage to gain an even better deal 2 years later

We aim to be easy to do business with, we only provide impartial advice and services and aim to provide a great customer experience.

We offer a range of services including:

Personal life assurance, critical & serious illness cover

Income protection

Relevant life assurance

Buildings and contents insurance

Landlords Insurance

Equity release

Commercial mortgages


We provide totally independent advice always recommending the best solution for you and your circumstances

For a free no obligation and no pressure chat about your needs call Stuart James on 01423 561060 or email stuart@sj-fs.co.uk

Wherever you live in the UK we can provide you any of our services. If you would like more details or a free no obligation chat then feel free to contact us on our details above or complete the online form below.

Your home may be repossessed if you do not keep up your repayments on your mortgage.

*Products are not regulated by the Financial Conduct Authority

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the data protection ACT 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

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