Business Lending & Protection

Your trusted adviser


We do not provide advice in commercial lending but can refer you to a third party who can.
If you're looking for a business loan or mortgage for your commercial property, we can find a range of lending options that suit you and your needs. They broker commercial lending with high street lenders and in several specialist areas and use a wide range of financing options to meet individual company requirements. We work with you through the whole journey.
The Financial Conduct Authority does not regulate commercial lending or finance.

Business Protection

Business owners and Directors come to us when they wish to protect their business against a key member becoming too ill to work or dying. We get to know your business and advise on the areas of vulnerability where protection insurance is critical to cater for these eventualities. Their are different policies to suit each requirement and budget

Incentivising Staff

Are you an employer whether small or large and that you would like to incentivise your staff, attract & retain good staff whilst increasing productivity? Group insurance schemes such as life & critical illness, income protection and private medical insurance should be at the forefront of your consideration. Happy staff are more productive but motivated differently.

Services we offer

Shareholder Protection

Protect your business with this effective insurance

Key Person Policies

Life insurance of a key employee/partner

Relevant Life Insurance

A death-in-service benefit to your employees

Group Medical Insurance

Affordable private health solution for employees

Group Income Protection

Peace of mind for employers & employees

Working with businesses

We have worked with Stuart James Financial on a number of projects. We have found them experienced and knowledgeable and they explain everything thoroughly. We trust their advice and have implemented a number of insurance solutions to protect our staff and our business. They are our go to for anything regarding lending and insurance. We would highly recommend Stuart and the team, so friendly and helpful, such an asset for any business to have as their advisers. Ricky S, Director
- January 2023
Weatherproof Windows
Our experience with Stuart James Financial has been exemplary, they are always on hand to help and advise our business. As a family firm you feel they are small enough to care but large enough to deliver whatever is required. They walk us through the whole process each time and have helped us understand how to protect our business and cover our vulnerabilities. Some areas we hadn't even considered. I would not hesitate to recommend them to any business. Harry C. Director
- October 2023
Decor Walls & Flooring
It's rare to find an insurance and mortgage broker with such experience and determination to get what you need, they go way over and above. The whole team are so friendly and helpful but yet remain professional it's such a refreshing combination. They are a pleasure to work with and have helped us save thousands of pounds by implementing solutions that give us less staff illness, help us attract the right staff and retain them. I will always use them now. Neil G, Director
- September 2023
Abbey Windows